The relationship between financial inclusion and economic well being in South Africa
- Authors: Genukile, Lwazi
- Date: 2023-00
- Subjects: Commerce in economics
- Language: English
- Type: Masters theses , text
- Identifier: http://hdl.handle.net/11260/10053 , vital:74934
- Description: Financial inclusion has been regarded as a solution to the problem of poor economic well-being by providing quality access to financial services. It also contributes to resource and income distribution and boosts consumption and investment, which lead to an overall stimulation in economic well-being. The aim of the study was to examine the relationship between financial inclusion and economic well-being in South Africa. To achieve this, the study examined the long-run and short-run relationships between financial inclusion and economic well-being in South Africa using quarterly time-series data from 1992 to 2020. The data was obtained from World Bank economic indicators and a SARB statistics enquiry. The study used the Autoregressive Distributed lag bound test and the Error Correction Model to examine the long-run and short-run relationships of the variables. The Granger causality test was conducted to identify the directional causality amongst the variables. The variables used in this study were GDP per capita (GDPPC) as a measure of economic well-being, which is the dependent variable, whereas bank account holders, access to credit, and insurance were used as major explanatory variables. The study discovered that in the long-run, bank account holders and access to credit have a positive significant relationship with GDP per capita, whilst inflation rate indicated a negative relationship with GDP per capita. However, in the short-run results, the study revealed that insurance and inflation rate have a positive relationship with GDP per capita, whereas access to credit presented a negative relationship with GDP per capita. The Granger causality test only indicated a bi-directional causality between inflation rate and GDP per capita. A diagnostic test was conducted in the model and the results revealed that all instruments used in the model are valid and reliable. Based on these findings, the existence of a positive relationship between financial inclusion and economic well-being can be confirmed, hence validating the hypothesis in South Africa. This study recommends that government and policy-makers should focus more on accelerating the expansion of access to credit and insurance at lower transactional costs and management fees, especially for the poor and most vulnerable population in the country. Furthermore, the access to credit, insurance and economic well-being relationship should take place in an inflation framework-sensitive environment. , Thesis (Masters) -- Faculty of Economics and Financial Sciences, 2023
- Full Text:
- Date Issued: 2023-00
- Authors: Genukile, Lwazi
- Date: 2023-00
- Subjects: Commerce in economics
- Language: English
- Type: Masters theses , text
- Identifier: http://hdl.handle.net/11260/10053 , vital:74934
- Description: Financial inclusion has been regarded as a solution to the problem of poor economic well-being by providing quality access to financial services. It also contributes to resource and income distribution and boosts consumption and investment, which lead to an overall stimulation in economic well-being. The aim of the study was to examine the relationship between financial inclusion and economic well-being in South Africa. To achieve this, the study examined the long-run and short-run relationships between financial inclusion and economic well-being in South Africa using quarterly time-series data from 1992 to 2020. The data was obtained from World Bank economic indicators and a SARB statistics enquiry. The study used the Autoregressive Distributed lag bound test and the Error Correction Model to examine the long-run and short-run relationships of the variables. The Granger causality test was conducted to identify the directional causality amongst the variables. The variables used in this study were GDP per capita (GDPPC) as a measure of economic well-being, which is the dependent variable, whereas bank account holders, access to credit, and insurance were used as major explanatory variables. The study discovered that in the long-run, bank account holders and access to credit have a positive significant relationship with GDP per capita, whilst inflation rate indicated a negative relationship with GDP per capita. However, in the short-run results, the study revealed that insurance and inflation rate have a positive relationship with GDP per capita, whereas access to credit presented a negative relationship with GDP per capita. The Granger causality test only indicated a bi-directional causality between inflation rate and GDP per capita. A diagnostic test was conducted in the model and the results revealed that all instruments used in the model are valid and reliable. Based on these findings, the existence of a positive relationship between financial inclusion and economic well-being can be confirmed, hence validating the hypothesis in South Africa. This study recommends that government and policy-makers should focus more on accelerating the expansion of access to credit and insurance at lower transactional costs and management fees, especially for the poor and most vulnerable population in the country. Furthermore, the access to credit, insurance and economic well-being relationship should take place in an inflation framework-sensitive environment. , Thesis (Masters) -- Faculty of Economics and Financial Sciences, 2023
- Full Text:
- Date Issued: 2023-00
The co-evolution of Africa’s eastern margin and its primate fauna: implications for hominin evolution
- Authors: Mambalu, Philasande
- Date: 2022-12
- Subjects: Port Elizabeth (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/59755 , vital:62418
- Description: I investigated potential links between the diversification of African primate lineages and the physical evolution of the continent. I compared published phylogenetic trees based on mitochondrial and nuclear DNA for five clades: (a) Lorisoidea (galagos and pottos); (b) arboreal guenon monkeys (Cercopithecus and its allies); (c) living apes (including humans); (d) Papionini (baboons); and (e) savanna or “vervet” monkeys (Chlorocebus). I compared primate divergence dates with the ages of tectonic events, patterns of climatic change, and their palaeo-vegetational consequences. Based on present primate distributions, I estimated likely geographic locations of the divergence events. Finally, I compared the phylogenetic patterns of the primate clades with hominin evolutionary scenarios. Phylogenetic comparisons indicated three time periods when rates of speciation increased across the five primate clades: the Eocene – Oligocene transition (34 – 32 Ma); the mid-late Miocene (10 – 5 Ma); and the Pliocene – Pleistocene transition (2.7 – 2.3 Ma). Concentrated bursts of lineage splitting indicate a broadscale causal relationship between environmental change and lineage divergence. Human evolution followed similar biogeographic patterns to those of other primate clades. Tectonic events, climatic changes and palaeo-vegetational shifts are intimately connected, and have synergistic effects on biotic diversity. Tectonic events influence climatic change through their effects on oceanic circulation, planetary temperatures and rainfall patterns. Additionally, tectonic uplift and erosion may create geographic barriers to organismal dispersal across the continent, increasing the likelihood of geographic separation of populations and speciation. Recently evolved primate species show high levels of hybridisation for several generations after their initial divergence. Genus Homo generated ~10 species over 2.5 Ma. The emergence of these taxa likely involved substantial hybridisation, as demonstrated by the presence of Neanderthal genes within the H. sapiens genome. I suggest that this hybridisation contributed to the difficulties palaeoanthropologists often experience in distinguishing fossil hominin taxa. , Thesis (MSc) -- Faculty of Science, School of Environmental Sciences, 2022
- Full Text:
- Date Issued: 2022-12
- Authors: Mambalu, Philasande
- Date: 2022-12
- Subjects: Port Elizabeth (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/59755 , vital:62418
- Description: I investigated potential links between the diversification of African primate lineages and the physical evolution of the continent. I compared published phylogenetic trees based on mitochondrial and nuclear DNA for five clades: (a) Lorisoidea (galagos and pottos); (b) arboreal guenon monkeys (Cercopithecus and its allies); (c) living apes (including humans); (d) Papionini (baboons); and (e) savanna or “vervet” monkeys (Chlorocebus). I compared primate divergence dates with the ages of tectonic events, patterns of climatic change, and their palaeo-vegetational consequences. Based on present primate distributions, I estimated likely geographic locations of the divergence events. Finally, I compared the phylogenetic patterns of the primate clades with hominin evolutionary scenarios. Phylogenetic comparisons indicated three time periods when rates of speciation increased across the five primate clades: the Eocene – Oligocene transition (34 – 32 Ma); the mid-late Miocene (10 – 5 Ma); and the Pliocene – Pleistocene transition (2.7 – 2.3 Ma). Concentrated bursts of lineage splitting indicate a broadscale causal relationship between environmental change and lineage divergence. Human evolution followed similar biogeographic patterns to those of other primate clades. Tectonic events, climatic changes and palaeo-vegetational shifts are intimately connected, and have synergistic effects on biotic diversity. Tectonic events influence climatic change through their effects on oceanic circulation, planetary temperatures and rainfall patterns. Additionally, tectonic uplift and erosion may create geographic barriers to organismal dispersal across the continent, increasing the likelihood of geographic separation of populations and speciation. Recently evolved primate species show high levels of hybridisation for several generations after their initial divergence. Genus Homo generated ~10 species over 2.5 Ma. The emergence of these taxa likely involved substantial hybridisation, as demonstrated by the presence of Neanderthal genes within the H. sapiens genome. I suggest that this hybridisation contributed to the difficulties palaeoanthropologists often experience in distinguishing fossil hominin taxa. , Thesis (MSc) -- Faculty of Science, School of Environmental Sciences, 2022
- Full Text:
- Date Issued: 2022-12
Assessment of cytotoxic artemisinin and its derivatives as DNA damaging inducing agents in triple-negative breast cancer cells
- Authors: Mkhwanazi, Ntando
- Date: 2022-10-14
- Subjects: Breast Cancer , Artemisinin , DNA damage , Antineoplastic agents , Breast Cancer Treatment
- Language: English
- Type: Academic theses , Master's theses , text
- Identifier: http://hdl.handle.net/10962/362960 , vital:65378
- Description: In developing countries, including South Africa, breast cancer is the primary cause of cancer-related deaths among women. TNBC (triple-negative breast cancer) is an aggressive breast cancer subtype that is more prevalent in women of African descent. This subtype lacks the key receptors, namely the estrogen receptor (ER-), progesterone receptor (PR-), and human epidermal growth factor receptor 2 (HER2-) that are the basis of successful targeted therapies for other subtypes of the disease. To date, there are no effective, standardized targeted therapies for TNBC. Artemisinin is an anti-malarial drug and numerous derivatives of the compound have been developed to improve the potency and solubility of the parent compound. Artemisinin and its derivatives have gained attention as potential anti-cancer agents; however, such studies have not yet progressed to clinical trials and the precise mechanism of action of these compounds is yet to be fully explained. In this study, artemisinin, and its known derivative artesunate, as well as a novel derivative, WHN11, were investigated as DNA damage-inducing agents in TNBC. WHN11 was found to be the most potent of the three compounds, displaying an IC50 of 3.20 μM against HCC70 cells, artemisinin displayed an IC50 of 214.70 μM and artesunate displayed an IC50 of 25.48 μM. The compounds were less toxic to the MCF12A non-cancerous cells, with IC50 values 298.30, 87.53, and 8.35 μM for artemisinin, artesunate, and WHN11, respectively, and displayed selectivity indices of 1.39, 3.44 and 2.61 μM for artemisinin, artesunate, and WHN11, respectively. In silico and in vitro studies revealed that the artemisinin compounds bind to DNA through the minor groove. While all three compounds were able to bind to DNA, a comet assay revealed that only artemisinin and artesunate, and not WHN11, were able to cause DNA damage compared to the vehicle control, DMSO. Finally, a topoisomerase I (TOPO I) enzyme assay demonstrated that while the compounds appeared to display a degree of inhibition of TOPO I, as evidenced by a downward shift in the plasmid band on the agarose gel, they were not able to fully inhibit the enzyme to return the plasmid to the supercoiled conformation. In addition, combination studies revealed that artemisinin, artesunate, and WHN11 acted synergistically in combination with camptothecin, but displayed either an additive (artemisinin) or antagonistic (artesunate and WHN11) relationship when used in combination with etoposide. In conclusion, artemisinin, its known derivative artesunate, and novel and highly toxic derivative WHN11, all bind to DNA via the minor groove, however only artemisinin and artesunate, and not WHN11, cause DNA damage, indicating a potentially different mechanism of action of the three artemisinins. All three compounds act synergistically with camptothecin, which suggests interference with topoisomerase activity, partially supported by slight inhibition of TOPO I activity, and could indicate either direct inhibition of the enzyme or interference with enzyme function by competitive binding to the DNA. Further studies could help explore alternate DNA damage assays, to validate these findings, and the effect of the compounds on TOPO II activity could also be assessed. , Thesis (MSc) -- Faculty of Science, Biochemistry and Microbiology, 2022
- Full Text:
- Date Issued: 2022-10-14
- Authors: Mkhwanazi, Ntando
- Date: 2022-10-14
- Subjects: Breast Cancer , Artemisinin , DNA damage , Antineoplastic agents , Breast Cancer Treatment
- Language: English
- Type: Academic theses , Master's theses , text
- Identifier: http://hdl.handle.net/10962/362960 , vital:65378
- Description: In developing countries, including South Africa, breast cancer is the primary cause of cancer-related deaths among women. TNBC (triple-negative breast cancer) is an aggressive breast cancer subtype that is more prevalent in women of African descent. This subtype lacks the key receptors, namely the estrogen receptor (ER-), progesterone receptor (PR-), and human epidermal growth factor receptor 2 (HER2-) that are the basis of successful targeted therapies for other subtypes of the disease. To date, there are no effective, standardized targeted therapies for TNBC. Artemisinin is an anti-malarial drug and numerous derivatives of the compound have been developed to improve the potency and solubility of the parent compound. Artemisinin and its derivatives have gained attention as potential anti-cancer agents; however, such studies have not yet progressed to clinical trials and the precise mechanism of action of these compounds is yet to be fully explained. In this study, artemisinin, and its known derivative artesunate, as well as a novel derivative, WHN11, were investigated as DNA damage-inducing agents in TNBC. WHN11 was found to be the most potent of the three compounds, displaying an IC50 of 3.20 μM against HCC70 cells, artemisinin displayed an IC50 of 214.70 μM and artesunate displayed an IC50 of 25.48 μM. The compounds were less toxic to the MCF12A non-cancerous cells, with IC50 values 298.30, 87.53, and 8.35 μM for artemisinin, artesunate, and WHN11, respectively, and displayed selectivity indices of 1.39, 3.44 and 2.61 μM for artemisinin, artesunate, and WHN11, respectively. In silico and in vitro studies revealed that the artemisinin compounds bind to DNA through the minor groove. While all three compounds were able to bind to DNA, a comet assay revealed that only artemisinin and artesunate, and not WHN11, were able to cause DNA damage compared to the vehicle control, DMSO. Finally, a topoisomerase I (TOPO I) enzyme assay demonstrated that while the compounds appeared to display a degree of inhibition of TOPO I, as evidenced by a downward shift in the plasmid band on the agarose gel, they were not able to fully inhibit the enzyme to return the plasmid to the supercoiled conformation. In addition, combination studies revealed that artemisinin, artesunate, and WHN11 acted synergistically in combination with camptothecin, but displayed either an additive (artemisinin) or antagonistic (artesunate and WHN11) relationship when used in combination with etoposide. In conclusion, artemisinin, its known derivative artesunate, and novel and highly toxic derivative WHN11, all bind to DNA via the minor groove, however only artemisinin and artesunate, and not WHN11, cause DNA damage, indicating a potentially different mechanism of action of the three artemisinins. All three compounds act synergistically with camptothecin, which suggests interference with topoisomerase activity, partially supported by slight inhibition of TOPO I activity, and could indicate either direct inhibition of the enzyme or interference with enzyme function by competitive binding to the DNA. Further studies could help explore alternate DNA damage assays, to validate these findings, and the effect of the compounds on TOPO II activity could also be assessed. , Thesis (MSc) -- Faculty of Science, Biochemistry and Microbiology, 2022
- Full Text:
- Date Issued: 2022-10-14
Sexual socialisation: young adult women storying how sexual activities were discussed in South African cultural contexts
- Authors: Ludidi, Zizipho
- Date: 2022-04-07
- Subjects: Socialization South Africa , Sex Social aspects South Africa , Young women Socialization South Africa , Young women Sexual behavior South Africa , Culture , Memory , Narrative inquiry (Research method)
- Language: English
- Type: Academic theses , Master's theses , text
- Identifier: http://hdl.handle.net/10962/292737 , vital:57011
- Description: Epidemics such as HIV/AIDS, unplanned pregnancy, gender-based violence and homophobia, in South Africa, have focused research on how young people learn about sex. This research has often focused on young girls from risk-saturated areas, and specific agents of socialisation, where they might learn about sex, such as parents, life orientation at schools, peers, media, and traditional cultural approaches. Using a narrative theoretical framework, through memory work, this study explored how black young adult women friends – who were university students – experienced forms of sexual socialisation, through various communication in South African cultural contexts. Findings from the thematic narrative analysis that was conducted demonstrated that sexual socialisation is a complex life-long process. This takes place through a collision of contradictory messages, from different agents of socialisation, in different cultural contexts. Themes were identified and organised to tell an overall sexual socialisation story that progressed through time, moving from a stage of perceived innocent oblivion, mixed messages in primary and high school, “liberal” university stories and the current stage of reauthoring stories. , Thesis (MA) -- Faculty of Humanities, Psychology, 2022
- Full Text:
- Date Issued: 2022-04-07
- Authors: Ludidi, Zizipho
- Date: 2022-04-07
- Subjects: Socialization South Africa , Sex Social aspects South Africa , Young women Socialization South Africa , Young women Sexual behavior South Africa , Culture , Memory , Narrative inquiry (Research method)
- Language: English
- Type: Academic theses , Master's theses , text
- Identifier: http://hdl.handle.net/10962/292737 , vital:57011
- Description: Epidemics such as HIV/AIDS, unplanned pregnancy, gender-based violence and homophobia, in South Africa, have focused research on how young people learn about sex. This research has often focused on young girls from risk-saturated areas, and specific agents of socialisation, where they might learn about sex, such as parents, life orientation at schools, peers, media, and traditional cultural approaches. Using a narrative theoretical framework, through memory work, this study explored how black young adult women friends – who were university students – experienced forms of sexual socialisation, through various communication in South African cultural contexts. Findings from the thematic narrative analysis that was conducted demonstrated that sexual socialisation is a complex life-long process. This takes place through a collision of contradictory messages, from different agents of socialisation, in different cultural contexts. Themes were identified and organised to tell an overall sexual socialisation story that progressed through time, moving from a stage of perceived innocent oblivion, mixed messages in primary and high school, “liberal” university stories and the current stage of reauthoring stories. , Thesis (MA) -- Faculty of Humanities, Psychology, 2022
- Full Text:
- Date Issued: 2022-04-07
Effect of fire severity on Afrotemperate forest tree survival
- Authors: Giddey, Brandon Louis
- Date: 2022-04
- Subjects: Port Elizabeth (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/55385 , vital:51988
- Description: Weather patterns have changed globally with increased fire danger weather conditions, along with poor management and fire suppression, likely contributing to the increase in prevalence of large wildfires. Ecosystems such as temperate broadleaved forests, where fire is limited by climatic conditions, are particularly at risk of altered fire regimes related to climate change. It is thus important to monitor the effects of fire in these ecosystems. Satellite remote sensing is a cost-effective way to assess spatial variability of fire effects on a landscape scale and has become an increasingly used tool for studying fire severity. In the southern Cape of South Africa during October-November 2018, a large wildfire burnt patches of Southern Cape Afrotemperate Forest (hereafter ‘Afrotemperate forest’). This provided an opportunity to investigate the accuracy of a satellite index for fire severity and the effect of fire on Afrotemperate forest survival. The first objective was to verify through field observations the accuracy of the differenced Normalised Burn Ratio (dNBR) as an index of fire severity derived from Sentinel 2 images in Afrotemperate forest. The second objective was to investigate the effect of fire severity and tree size on the post-fire survival of Afrotemperate forest tree species. For the first objective, stem fire severity, estimated from observed damage to the main stem, was recorded for 1 648 trees in 87 plots and linear regression used to test whether the observed measure of fire severity was related to dNBR. For the second objective, stem fire severity and tree survival 19-24 months post-fire were recorded for 40 species and 1 378 trees in 88 plots. Trees were considered to have survived if they resprouted from the main stem or had green foliage in the canopy. The survival response was assessed in relation to stem fire severity and tree size for all trees collectively and for 10 species (with sample size > 40) individually, using logistic regression. A strong linear relationship between dNBR and stem fire severity (r2 = 0.69, p < 0.001) confirmed the accuracy of dNBR as a measure of fire severity in Afrotemperate forest. In the fire investigated, 4 628 ha of Afrotemperate forest burnt of which 67% burnt at low severity, 21% at medium severity and 12% at high severity. The dNBR values associated with fire severity categories were comparable between Afrotemperate and North American forests, suggesting that dNBR values are relatively standard across forest types. Information on the distribution of fire severity facilitates investigation of further questions regarding past and future fire regimes and the fire ecology of Afrotemperate forest. The post-fire survival rate of Afrotemperate forest trees was 45% which is comparable to that in coniferous forests of North America but lower than that in temperate forests of Australia and Portugal and the neighbouring dune thicket which shares several species with Afrotemperate forest. Fire severity had a significant negative effect on survival and tree size a significant positive effect. Total variance explained by the model (for species collectively) was 40.8%, of which fire severity and tree size combined explained 13.2%, and species as random factor, 27.6%. Respective tree species showed differential survival responses – four species showed high survival (> 60% of individuals), while five species showed low survival (< 40%). This study was the first post-fire assessment of the resprouting ability of Afrotemperate forest trees and a third of the trees surveyed (for species collectively) resprouted from the stem. This suggested that resprouting from the stem is a primary means of post-fire recovery in Afrotemperate forest trees, in contrast with previous assertions that several common canopy species, including Podocarpus latifolius, Afrocarpus falcatus, Scutia myrtina, Scolopia mundii and Rapanea melanophloeos, are unable to resprout. Varying resilience to fire among species supports previous suggestions that fire affects species’ composition and diversity in these forests and calls for careful management of fire regimes in the face of global change. , Thesis (MSc) -- Faculty of Science, School of Natural Resource Management, 2022
- Full Text: false
- Date Issued: 2022-04
- Authors: Giddey, Brandon Louis
- Date: 2022-04
- Subjects: Port Elizabeth (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/55385 , vital:51988
- Description: Weather patterns have changed globally with increased fire danger weather conditions, along with poor management and fire suppression, likely contributing to the increase in prevalence of large wildfires. Ecosystems such as temperate broadleaved forests, where fire is limited by climatic conditions, are particularly at risk of altered fire regimes related to climate change. It is thus important to monitor the effects of fire in these ecosystems. Satellite remote sensing is a cost-effective way to assess spatial variability of fire effects on a landscape scale and has become an increasingly used tool for studying fire severity. In the southern Cape of South Africa during October-November 2018, a large wildfire burnt patches of Southern Cape Afrotemperate Forest (hereafter ‘Afrotemperate forest’). This provided an opportunity to investigate the accuracy of a satellite index for fire severity and the effect of fire on Afrotemperate forest survival. The first objective was to verify through field observations the accuracy of the differenced Normalised Burn Ratio (dNBR) as an index of fire severity derived from Sentinel 2 images in Afrotemperate forest. The second objective was to investigate the effect of fire severity and tree size on the post-fire survival of Afrotemperate forest tree species. For the first objective, stem fire severity, estimated from observed damage to the main stem, was recorded for 1 648 trees in 87 plots and linear regression used to test whether the observed measure of fire severity was related to dNBR. For the second objective, stem fire severity and tree survival 19-24 months post-fire were recorded for 40 species and 1 378 trees in 88 plots. Trees were considered to have survived if they resprouted from the main stem or had green foliage in the canopy. The survival response was assessed in relation to stem fire severity and tree size for all trees collectively and for 10 species (with sample size > 40) individually, using logistic regression. A strong linear relationship between dNBR and stem fire severity (r2 = 0.69, p < 0.001) confirmed the accuracy of dNBR as a measure of fire severity in Afrotemperate forest. In the fire investigated, 4 628 ha of Afrotemperate forest burnt of which 67% burnt at low severity, 21% at medium severity and 12% at high severity. The dNBR values associated with fire severity categories were comparable between Afrotemperate and North American forests, suggesting that dNBR values are relatively standard across forest types. Information on the distribution of fire severity facilitates investigation of further questions regarding past and future fire regimes and the fire ecology of Afrotemperate forest. The post-fire survival rate of Afrotemperate forest trees was 45% which is comparable to that in coniferous forests of North America but lower than that in temperate forests of Australia and Portugal and the neighbouring dune thicket which shares several species with Afrotemperate forest. Fire severity had a significant negative effect on survival and tree size a significant positive effect. Total variance explained by the model (for species collectively) was 40.8%, of which fire severity and tree size combined explained 13.2%, and species as random factor, 27.6%. Respective tree species showed differential survival responses – four species showed high survival (> 60% of individuals), while five species showed low survival (< 40%). This study was the first post-fire assessment of the resprouting ability of Afrotemperate forest trees and a third of the trees surveyed (for species collectively) resprouted from the stem. This suggested that resprouting from the stem is a primary means of post-fire recovery in Afrotemperate forest trees, in contrast with previous assertions that several common canopy species, including Podocarpus latifolius, Afrocarpus falcatus, Scutia myrtina, Scolopia mundii and Rapanea melanophloeos, are unable to resprout. Varying resilience to fire among species supports previous suggestions that fire affects species’ composition and diversity in these forests and calls for careful management of fire regimes in the face of global change. , Thesis (MSc) -- Faculty of Science, School of Natural Resource Management, 2022
- Full Text: false
- Date Issued: 2022-04
Climate change and food security in South Africa
- Authors: Xola, Dungelo
- Date: 2021-12
- Subjects: Food security -- Climatic factors -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/${Handle} , vital:45720
- Description: Climate change continues to pose a threat to mankind. Its impacts are evident in both developed and developing countries. South Africa is a no exception to the climate change problems. Climate change in South Africa has affected water availability which subsequently affects food security of the country. This research study investigated the impacts of climate change on food security in South Africa. South Africa’s food security is severely affected by climate change and as a result, the South African government through the Department of Agriculture, Forestry and Fisheries has devised strategies to respond to climate change and ensure food security in the country. The study analysed government documents and articles about climate change from 2008 to 2018. The study employed content analysis as a data analysis method and the study developed eighteen codes and from those codes, four themes emerged. The research findings highlight that South Africa is a food secure nation only at a national level. In addition, the findings highlighted that climate change poses a significant threat on the agricultural sector which ultimately affects food security in South Africa. The climate change impacts in South Africa include an increase in temperatures, rise in sea water levels, and floods. Climate change in South Africa continues to pose a significant threat in the GDP as it affects crop production and livestock farming, which ultimately affects the exports of the country. , Thesis (MA) -- Faculty of Business and Economic Sciences, Economics, Development & Tourism, 2021
- Full Text:
- Date Issued: 2021-12
- Authors: Xola, Dungelo
- Date: 2021-12
- Subjects: Food security -- Climatic factors -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/${Handle} , vital:45720
- Description: Climate change continues to pose a threat to mankind. Its impacts are evident in both developed and developing countries. South Africa is a no exception to the climate change problems. Climate change in South Africa has affected water availability which subsequently affects food security of the country. This research study investigated the impacts of climate change on food security in South Africa. South Africa’s food security is severely affected by climate change and as a result, the South African government through the Department of Agriculture, Forestry and Fisheries has devised strategies to respond to climate change and ensure food security in the country. The study analysed government documents and articles about climate change from 2008 to 2018. The study employed content analysis as a data analysis method and the study developed eighteen codes and from those codes, four themes emerged. The research findings highlight that South Africa is a food secure nation only at a national level. In addition, the findings highlighted that climate change poses a significant threat on the agricultural sector which ultimately affects food security in South Africa. The climate change impacts in South Africa include an increase in temperatures, rise in sea water levels, and floods. Climate change in South Africa continues to pose a significant threat in the GDP as it affects crop production and livestock farming, which ultimately affects the exports of the country. , Thesis (MA) -- Faculty of Business and Economic Sciences, Economics, Development & Tourism, 2021
- Full Text:
- Date Issued: 2021-12
The relationship between business model description and financial performance of selected South African banks
- Authors: Mothabine, Thabe
- Date: 2021-10-29
- Subjects: Banks and banking South Africa , Business planning South Africa , Organizational effectiveness South Africa , Banks and banking Econometric models , Rate of return South Africa , International Integrated Reporting Council , CAMELS (Capital adequacy, Asset quality, Management, Earnings, Liquidity, and Sensitivity) Rating System model
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10962/191876 , vital:45174
- Description:
The aim of this study was to explore the relationship between South Africa’s top seven bank’s business model description and their financial performance. Research has highlighted that there is a relationship between business models and performance, however, a limited amount of studies have provided empirical evidence to this effect. The study followed a deductive approach by firstly assessing and analysing the components of the banks business model according to the IIRC’s International
Framework, and then comparing the components focus of each bank for every year of this study; followed by an assessment, analyses and evaluation of each banks financial performance using the CAMELS Rating System model. Once these analyses were done for both business model description and financial performance, the study attempted to assess if the banks with the richest business model description yielded the best financial performance. The findings revealed that the banks with the richest business model description were not necessarily the best performing banks, in actual fact, these banks had low ratings for their performance, and the banks with the lowest rating for their business model description had the highest financial performance rating. However, other factors contributed to these ratings, such as some banks had low ratings for their business model description due to their business models not following the Framework. Conversely, for a more detailed and an in depth analysis and to distinguish whether there is a relationship between business model description and financial performance, the study applied correlation coefficient by using the business model description scores and financial performance components scores for each bank for the three years. The results revealed that there was a strong positive correlation between 2017 and 2018, and a weak positive correlation in 2019. This meant that indeed there was a relationship between the business model description and the bank’s financial performance. While the limitations of this study have been acknowledged, the study has contributed to the knowledge of understanding the relationship between business models and financial performance in a South African context. However, further research could be conducted on more banks in order to deduct a broader view on the relationship between business model description and financial performance of South African banks. Moreover, it would be of greater significance to conduct the various analyses over a longer period of time, because with a broader scope of data, for a longer period, more conclusive findings could be possible. , Thesis (MBA) -- Faculty of Commerce, Rhodes Business School, 2021 - Full Text:
- Date Issued: 2021-10-29
- Authors: Mothabine, Thabe
- Date: 2021-10-29
- Subjects: Banks and banking South Africa , Business planning South Africa , Organizational effectiveness South Africa , Banks and banking Econometric models , Rate of return South Africa , International Integrated Reporting Council , CAMELS (Capital adequacy, Asset quality, Management, Earnings, Liquidity, and Sensitivity) Rating System model
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10962/191876 , vital:45174
- Description:
The aim of this study was to explore the relationship between South Africa’s top seven bank’s business model description and their financial performance. Research has highlighted that there is a relationship between business models and performance, however, a limited amount of studies have provided empirical evidence to this effect. The study followed a deductive approach by firstly assessing and analysing the components of the banks business model according to the IIRC’s International
Framework, and then comparing the components focus of each bank for every year of this study; followed by an assessment, analyses and evaluation of each banks financial performance using the CAMELS Rating System model. Once these analyses were done for both business model description and financial performance, the study attempted to assess if the banks with the richest business model description yielded the best financial performance. The findings revealed that the banks with the richest business model description were not necessarily the best performing banks, in actual fact, these banks had low ratings for their performance, and the banks with the lowest rating for their business model description had the highest financial performance rating. However, other factors contributed to these ratings, such as some banks had low ratings for their business model description due to their business models not following the Framework. Conversely, for a more detailed and an in depth analysis and to distinguish whether there is a relationship between business model description and financial performance, the study applied correlation coefficient by using the business model description scores and financial performance components scores for each bank for the three years. The results revealed that there was a strong positive correlation between 2017 and 2018, and a weak positive correlation in 2019. This meant that indeed there was a relationship between the business model description and the bank’s financial performance. While the limitations of this study have been acknowledged, the study has contributed to the knowledge of understanding the relationship between business models and financial performance in a South African context. However, further research could be conducted on more banks in order to deduct a broader view on the relationship between business model description and financial performance of South African banks. Moreover, it would be of greater significance to conduct the various analyses over a longer period of time, because with a broader scope of data, for a longer period, more conclusive findings could be possible. , Thesis (MBA) -- Faculty of Commerce, Rhodes Business School, 2021 - Full Text:
- Date Issued: 2021-10-29
Is there an inverse-u relationship between financialisation and investment?: South Africa’s stock market capitalisation in comparative perspective
- Authors: Owen, Michael Robert
- Date: 2021-10
- Subjects: Monetary policy South Africa , Globalization , Economics South Africa , Capital movements South Africa , Stock exchanges South Africa , Investments South Africa , Economic development South Africa , South Africa Economic conditions 1991-
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10962/191084 , vital:45058
- Description: In recent decades, the growth and fluctuations in the financial sector have become increasingly disjointed from events in the real economy. There has been a dramatic increase in global market integration and globalisation since the 2008 financial crisis. The argument presented in the thesis shows perspective from the two general debates in Economics. The Orthodox view, which suggests there is an efficient flow of resources between people and institutions over time, supports the argument that there is a positive relationship between financialisation and economic growth. Alternatively, the Heterodox view argues that financial liberalisation fails to anticipate market effects and requires intervention in order to limit negative consequences. More recent studies have proposed an inverse-U theory between financialisation and investment, which suggests that there is a threshold, above which further financial development and financial globalisation has detrimental effects on the real economy. With South Africa being a developing country that is highly reliant on capital inflows to finance the economy, there is space for more acute research to investigate whether South Africa has surpassed this threshold. This study focusses on one aspect of this relationship, namely the relationship between Stock Market Capitalisation and Investment. It uses panel data analysis and other methods to explore whether such an inverse-U relationship exists internationally, and whether South Africa is suffering from the effects of financialisation. , Thesis (MCom) -- Faculty of Commerce, Economics and Economic History, 2021
- Full Text:
- Date Issued: 2021-10
- Authors: Owen, Michael Robert
- Date: 2021-10
- Subjects: Monetary policy South Africa , Globalization , Economics South Africa , Capital movements South Africa , Stock exchanges South Africa , Investments South Africa , Economic development South Africa , South Africa Economic conditions 1991-
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10962/191084 , vital:45058
- Description: In recent decades, the growth and fluctuations in the financial sector have become increasingly disjointed from events in the real economy. There has been a dramatic increase in global market integration and globalisation since the 2008 financial crisis. The argument presented in the thesis shows perspective from the two general debates in Economics. The Orthodox view, which suggests there is an efficient flow of resources between people and institutions over time, supports the argument that there is a positive relationship between financialisation and economic growth. Alternatively, the Heterodox view argues that financial liberalisation fails to anticipate market effects and requires intervention in order to limit negative consequences. More recent studies have proposed an inverse-U theory between financialisation and investment, which suggests that there is a threshold, above which further financial development and financial globalisation has detrimental effects on the real economy. With South Africa being a developing country that is highly reliant on capital inflows to finance the economy, there is space for more acute research to investigate whether South Africa has surpassed this threshold. This study focusses on one aspect of this relationship, namely the relationship between Stock Market Capitalisation and Investment. It uses panel data analysis and other methods to explore whether such an inverse-U relationship exists internationally, and whether South Africa is suffering from the effects of financialisation. , Thesis (MCom) -- Faculty of Commerce, Economics and Economic History, 2021
- Full Text:
- Date Issued: 2021-10
Phylogeography and reproductive isolation of the brown mussel, Perna perna, on the South African coastline
- Authors: Barker, Cassandra
- Date: 2021-10
- Subjects: Mexilhao mussel South Africa , Phylogeography South Africa , Mexilhao mussel Reproduction , Mexilhao mussel Genetics , Intertidal organisms South Africa , Mexilhao mussel Climatic factors South Africa , Cytochrome oxidase , Mitochondrial DNA , Haplotype network
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10962/190041 , vital:44958
- Description: Maintenance of a species’ abundance and adaptive potential is partially dependent on its genetic diversity. Distinct genetic lineages within a species can differ significantly in their resistance and resilience to environmental pressure. An assessment of such differences is key to grasp the adaptive potential of a species. Physical environmental conditions are significant determinants of the distribution of species and their genetic lineages. Under climate change scenarios, the assessment of the temporal stability of the spatial distribution of genetic structure has important consequences for conservation as it offers key insights into the adaptive potential and evolutionary capacity of a species. This thesis investigated the phylogeography and reproductive isolation of Perna perna, the brown mussel. This species is an ecologically and economically important intertidal mussel on South Africa’s coastline. It was determined in 2007 that there were two distinct genetic lineages of P. perna present on South Africa’s coastline, the Eastern and Western lineage. This thesis compared mitochondrial DNA between samples collected in 2007 and samples collected in 2019 to determine differences in genetic structure of P. perna over time. This thesis further investigated the reproductive timing of the two lineages to determine if this contributes to the maintenance of the genetic structure of this species. The results show that there is a shift in the distribution of the Eastern lineage since 2007, an increase in the range of the overlap region, and there was a change in genetic diversity in the form of private haplotypes between 2007 and 2019. The lineages have unsynchronised spawning and reproductive patterns are more closely linked to changes in temperature. While the lineages have shown slight distributional changes over time, the influence of environmental conditions and the predicted changes in sea surface temperatures could see a change in future populations’ fitness and dispersal. Thus, changes in sea surface temperature could affect reproductive timing and the future genetic stability of the species. , Thesis (MSc) -- Faculty of Science, Zoology and Entomology, 2021
- Full Text:
- Date Issued: 2021-10
- Authors: Barker, Cassandra
- Date: 2021-10
- Subjects: Mexilhao mussel South Africa , Phylogeography South Africa , Mexilhao mussel Reproduction , Mexilhao mussel Genetics , Intertidal organisms South Africa , Mexilhao mussel Climatic factors South Africa , Cytochrome oxidase , Mitochondrial DNA , Haplotype network
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10962/190041 , vital:44958
- Description: Maintenance of a species’ abundance and adaptive potential is partially dependent on its genetic diversity. Distinct genetic lineages within a species can differ significantly in their resistance and resilience to environmental pressure. An assessment of such differences is key to grasp the adaptive potential of a species. Physical environmental conditions are significant determinants of the distribution of species and their genetic lineages. Under climate change scenarios, the assessment of the temporal stability of the spatial distribution of genetic structure has important consequences for conservation as it offers key insights into the adaptive potential and evolutionary capacity of a species. This thesis investigated the phylogeography and reproductive isolation of Perna perna, the brown mussel. This species is an ecologically and economically important intertidal mussel on South Africa’s coastline. It was determined in 2007 that there were two distinct genetic lineages of P. perna present on South Africa’s coastline, the Eastern and Western lineage. This thesis compared mitochondrial DNA between samples collected in 2007 and samples collected in 2019 to determine differences in genetic structure of P. perna over time. This thesis further investigated the reproductive timing of the two lineages to determine if this contributes to the maintenance of the genetic structure of this species. The results show that there is a shift in the distribution of the Eastern lineage since 2007, an increase in the range of the overlap region, and there was a change in genetic diversity in the form of private haplotypes between 2007 and 2019. The lineages have unsynchronised spawning and reproductive patterns are more closely linked to changes in temperature. While the lineages have shown slight distributional changes over time, the influence of environmental conditions and the predicted changes in sea surface temperatures could see a change in future populations’ fitness and dispersal. Thus, changes in sea surface temperature could affect reproductive timing and the future genetic stability of the species. , Thesis (MSc) -- Faculty of Science, Zoology and Entomology, 2021
- Full Text:
- Date Issued: 2021-10
Islamic compliant short term insurance: an exploratory study to develop an Islamic compliant insurance model within a South African context
- Authors: Jeeva, Shakir
- Date: 2016
- Subjects: Uncatalogued
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10962/193633 , vital:45375
- Description: In a world where there is ever increasing risks to be mitigated, either by choice or due to the law of the country, an insurance instrument is the most popular risk mitigation tool. However, from an Islamic perspective, Muslims have certain parameters to adhere to due to the laws and boundaries as set out in the Quraan, as well as the teachings of the final prophet, Prophet Muhammed (Peace Be Upon Him). This has relevance in this context as, according to Islam, the conventional insurance models are in contravention of certain Islamic laws as they contain elements which are not acceptable in the Muslim faith. Therefore, the Islamic insurance models, or Takaful models, have removed the impermissible elements of usury, speculation, and uncertainty, which are all contained in the current conventional insurance models. By removing these impermissible elements from the insurance model, the Takaful model is acceptable for Muslims to use as a risk mitigation tool. The primary aim of the study sought to propose a short term Islamic compliant insurance model within a South African framework. The secondary aims were to ascertain the Islamic requirements for an Islamic insurance model, how these requirements fit into an insurance model, to then compare and contrast the differences between conventional insurance and Islamic insurance and, lastly, to explore awareness and attitudes towards Islamic insurance. Therefore, from the above, a proposed short term Islamic insurance model was developed within a South African context which conforms to the laws and boundaries of Islam, making this insurance model permissible to use as a Takaful tool. Additionally, semi structured interviews were conducted with certain research participants, using purposive sampling, to examine the attitudes and knowledge of the Muslim community towards the Takaful model within a South African context. It was concluded that while the majority of the research participants understand the Takaful model and the significance of this, they have chosen to use the conventional insurance offerings due to the fact that they were unaware of other Takaful alternatives, or due to the fact that the Takaful alternative was out-priced when compared to the conventional insurance offerings. It was therefore concluded that while there is a need for Takaful offerings within South Africa, this must be done in conjunction with additional marketing, education and competitive pricing for potential clients to consider this as an insurance option. , Thesis (MCom) -- Faculty of Commerce, Accounting, 2016
- Full Text:
- Date Issued: 2016
- Authors: Jeeva, Shakir
- Date: 2016
- Subjects: Uncatalogued
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10962/193633 , vital:45375
- Description: In a world where there is ever increasing risks to be mitigated, either by choice or due to the law of the country, an insurance instrument is the most popular risk mitigation tool. However, from an Islamic perspective, Muslims have certain parameters to adhere to due to the laws and boundaries as set out in the Quraan, as well as the teachings of the final prophet, Prophet Muhammed (Peace Be Upon Him). This has relevance in this context as, according to Islam, the conventional insurance models are in contravention of certain Islamic laws as they contain elements which are not acceptable in the Muslim faith. Therefore, the Islamic insurance models, or Takaful models, have removed the impermissible elements of usury, speculation, and uncertainty, which are all contained in the current conventional insurance models. By removing these impermissible elements from the insurance model, the Takaful model is acceptable for Muslims to use as a risk mitigation tool. The primary aim of the study sought to propose a short term Islamic compliant insurance model within a South African framework. The secondary aims were to ascertain the Islamic requirements for an Islamic insurance model, how these requirements fit into an insurance model, to then compare and contrast the differences between conventional insurance and Islamic insurance and, lastly, to explore awareness and attitudes towards Islamic insurance. Therefore, from the above, a proposed short term Islamic insurance model was developed within a South African context which conforms to the laws and boundaries of Islam, making this insurance model permissible to use as a Takaful tool. Additionally, semi structured interviews were conducted with certain research participants, using purposive sampling, to examine the attitudes and knowledge of the Muslim community towards the Takaful model within a South African context. It was concluded that while the majority of the research participants understand the Takaful model and the significance of this, they have chosen to use the conventional insurance offerings due to the fact that they were unaware of other Takaful alternatives, or due to the fact that the Takaful alternative was out-priced when compared to the conventional insurance offerings. It was therefore concluded that while there is a need for Takaful offerings within South Africa, this must be done in conjunction with additional marketing, education and competitive pricing for potential clients to consider this as an insurance option. , Thesis (MCom) -- Faculty of Commerce, Accounting, 2016
- Full Text:
- Date Issued: 2016
Investigation of the Chemical Nature and Species Distribution of Nitromethane in Inert Solvents
- Authors: Namntu, Vuyokozi
- Date: 2014
- Language: English
- Type: Masters theses , text
- Identifier: http://hdl.handle.net/11260/2964 , vital:43106
- Description: The solution behaviour of nitromethane in inert solvents; carbon tetrachloride, n-hexane and cyclohexane is rigorously investigated using mainly spectroscopic and computational techniques. Analysis of Proton (1H) and Carbon 13 (13C) NMR spectral data reveal that nitromethane solutions in inert solvents form associated species to varying degrees of complexity. A cyclic dimer is postulated as the energetically most favourable chemical species at low solute concentrations. Infrared spectra studied in the overtone region and UV-Visible spectral data confirm the presence of multiple associated chemical species at different solute concentrations with the degree of association progressively increasing with increase in concentration of the solute. The species involved in the association of nitromethane is formulated as (CH3NO2)2n, where n=0, 1,2 and 3, for the monomer, dimer and higher order polymers respectively. Line-shape analysis of both infrared and UV spectra show the onset of a plateau at molar solute concentrations of 0.616 molar described by the point of inflection in the absorption curve at around 0.055 cm-1 , in the second overtone. , Thesis (MSc) -- Faculty of Natural Sciences, 2014
- Full Text:
- Date Issued: 2014
- Authors: Namntu, Vuyokozi
- Date: 2014
- Language: English
- Type: Masters theses , text
- Identifier: http://hdl.handle.net/11260/2964 , vital:43106
- Description: The solution behaviour of nitromethane in inert solvents; carbon tetrachloride, n-hexane and cyclohexane is rigorously investigated using mainly spectroscopic and computational techniques. Analysis of Proton (1H) and Carbon 13 (13C) NMR spectral data reveal that nitromethane solutions in inert solvents form associated species to varying degrees of complexity. A cyclic dimer is postulated as the energetically most favourable chemical species at low solute concentrations. Infrared spectra studied in the overtone region and UV-Visible spectral data confirm the presence of multiple associated chemical species at different solute concentrations with the degree of association progressively increasing with increase in concentration of the solute. The species involved in the association of nitromethane is formulated as (CH3NO2)2n, where n=0, 1,2 and 3, for the monomer, dimer and higher order polymers respectively. Line-shape analysis of both infrared and UV spectra show the onset of a plateau at molar solute concentrations of 0.616 molar described by the point of inflection in the absorption curve at around 0.055 cm-1 , in the second overtone. , Thesis (MSc) -- Faculty of Natural Sciences, 2014
- Full Text:
- Date Issued: 2014
Local Institutions for Water Governance: A Story of the Development of a Water User Association and Catchment Forum in the Kat River Valley, Eastern Cape
- Burt, Jane C, McMaster, Alistair, Rowntree, Kate, Berold, Robert
- Authors: Burt, Jane C , McMaster, Alistair , Rowntree, Kate , Berold, Robert
- Date: 2008
- Subjects: To be catalogued
- Language: English
- Type: text , article
- Identifier: http://hdl.handle.net/10962/433040 , vital:72927 , xlink:href="https://wrcwebsite.azurewebsites.net/wp-content/uploads/mdocs/TT 295 -web-Water policy and General.pdf"
- Description: This report describes the development of water resource management organisations (institutions) in the Kat River Valley from 1997 to 2006. The two organisations described here – the Kat River Valley Water User Association and the Kat River Catchment Forum – are given separate narratives for the sake of clarity, although they developed in close association. Both these organisations were nurtured and supported as a result of a research process by members of the Catchment Research Group (CRG) from the Department of Geography at Rhodes University. Funding came largely through the Water Research Commission (WRC).
- Full Text:
- Date Issued: 2008
- Authors: Burt, Jane C , McMaster, Alistair , Rowntree, Kate , Berold, Robert
- Date: 2008
- Subjects: To be catalogued
- Language: English
- Type: text , article
- Identifier: http://hdl.handle.net/10962/433040 , vital:72927 , xlink:href="https://wrcwebsite.azurewebsites.net/wp-content/uploads/mdocs/TT 295 -web-Water policy and General.pdf"
- Description: This report describes the development of water resource management organisations (institutions) in the Kat River Valley from 1997 to 2006. The two organisations described here – the Kat River Valley Water User Association and the Kat River Catchment Forum – are given separate narratives for the sake of clarity, although they developed in close association. Both these organisations were nurtured and supported as a result of a research process by members of the Catchment Research Group (CRG) from the Department of Geography at Rhodes University. Funding came largely through the Water Research Commission (WRC).
- Full Text:
- Date Issued: 2008
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