The role of microfinance in women empowerment in Gqeberha, South Africa
- Munyoro, Ruvimbonashe Doreen
- Authors: Munyoro, Ruvimbonashe Doreen
- Date: 2024-04
- Subjects: Microfinance -- South Africa -- Port Elizabeth , Empowerment -- Women , Women executives , Businesswomen
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/65274 , vital:74085
- Description: This research studied the role of microfinance in women empowerment in Gqeberha, in Nelson Mandela Bay, Eastern Cape, South Africa. Various development strategies and approaches have been devised across the world, aimed at empowering women and eradicating poverty, particularly in developing countries. One of these development strategies is microfinance. Microfinance has provided financial assistance through loans to people, unable to access formal financial banks. Empowering women to participate fully in their economies is not only essential to building economies but to achieving the internationally agreed goals for development, human rights and sustainability. The inclusion of women empowerment and poverty alleviation in the Millennium Development Goals and Sustainable Development Goals demonstrates the importance of poverty alleviation (SDG1) and women empowerment (SDG5) in the development of economies across the world. This qualitative research study collected data, using semi-structured questionnaires and interviews with 30 beneficiaries of MFIs and three MFI managers in Gqeberha. The sampling method used were non-probability purposive sampling, and the data were analysed through content analysis and descriptive statistics. The results suggest that microfinance through micro-loans and micro-business loans has had a positive role in the empowerment of women through the ease of access to finance through small loans. However, a gap exists in the market for long-term loans which could aid with starting small businesses and give the beneficiary more financial independence, improving their livelihood. It is recommended that MFIs across Gqeberha offer loans in the form of start-up capital and financial advice or education. , Thesis (MPhil) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2024
- Full Text:
- Date Issued: 2024-04
- Authors: Munyoro, Ruvimbonashe Doreen
- Date: 2024-04
- Subjects: Microfinance -- South Africa -- Port Elizabeth , Empowerment -- Women , Women executives , Businesswomen
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/65274 , vital:74085
- Description: This research studied the role of microfinance in women empowerment in Gqeberha, in Nelson Mandela Bay, Eastern Cape, South Africa. Various development strategies and approaches have been devised across the world, aimed at empowering women and eradicating poverty, particularly in developing countries. One of these development strategies is microfinance. Microfinance has provided financial assistance through loans to people, unable to access formal financial banks. Empowering women to participate fully in their economies is not only essential to building economies but to achieving the internationally agreed goals for development, human rights and sustainability. The inclusion of women empowerment and poverty alleviation in the Millennium Development Goals and Sustainable Development Goals demonstrates the importance of poverty alleviation (SDG1) and women empowerment (SDG5) in the development of economies across the world. This qualitative research study collected data, using semi-structured questionnaires and interviews with 30 beneficiaries of MFIs and three MFI managers in Gqeberha. The sampling method used were non-probability purposive sampling, and the data were analysed through content analysis and descriptive statistics. The results suggest that microfinance through micro-loans and micro-business loans has had a positive role in the empowerment of women through the ease of access to finance through small loans. However, a gap exists in the market for long-term loans which could aid with starting small businesses and give the beneficiary more financial independence, improving their livelihood. It is recommended that MFIs across Gqeberha offer loans in the form of start-up capital and financial advice or education. , Thesis (MPhil) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2024
- Full Text:
- Date Issued: 2024-04
The role of Muslim women in family businesses
- Authors: Salie, Najmiea
- Date: 2012
- Subjects: Family-owned business enterprises , Women executives , Businesswomen
- Language: English
- Type: Thesis , Masters , MBA
- Identifier: vital:8859 , http://hdl.handle.net/10948/d1020171
- Description: The primary research objective of this treatise is to determine the role of Muslim women in family businesses. Muslim women actively participate in various private and public sectors of the economy as well as in family businesses. The literature review discusses the family business and its definitions and portrayed the advantages and disadvantages of family businesses. Furthermore, the research explored women in family business and investigated common reasons for joining the family business as well as conflict and success planning experienced by the women in the family business. Thereafter, the literature review discussed the Muslim women in family businesses and highlighted the background of the history of Muslim women in Islam. The Muslim women and their rights in Islam were presented followed by the rules of hijab. An overview of Muslim women in the history of Islam of the past and in the current economy was completed. The literature review then discussed the Muslim women in business and concluded with the Muslim women and their role in family businesses. The research methodology and research design literature lead to a qualitative research strategy being adopted to determine the role of Muslim women in family businesses. A questionnaire was designed and participants from the local Muslim business community who live in Port Elizabeth were approached to participate in the research treatise. The participants were initially contacted telephonically followed by an interview session where the questionnaire was used as a guide to the interview. The main purpose of the structured questionnaire was to determine sufficient data for adequate analysis of the research problem. The data were analysed and recommendations were made to address the primary research objective. The findings presented highlighted the role of Muslim women in family businesses. During the research further opportunities for research were presented, particularly to determine the impact of the Muslim daughter in family business is recommended for future research.
- Full Text:
- Date Issued: 2012
- Authors: Salie, Najmiea
- Date: 2012
- Subjects: Family-owned business enterprises , Women executives , Businesswomen
- Language: English
- Type: Thesis , Masters , MBA
- Identifier: vital:8859 , http://hdl.handle.net/10948/d1020171
- Description: The primary research objective of this treatise is to determine the role of Muslim women in family businesses. Muslim women actively participate in various private and public sectors of the economy as well as in family businesses. The literature review discusses the family business and its definitions and portrayed the advantages and disadvantages of family businesses. Furthermore, the research explored women in family business and investigated common reasons for joining the family business as well as conflict and success planning experienced by the women in the family business. Thereafter, the literature review discussed the Muslim women in family businesses and highlighted the background of the history of Muslim women in Islam. The Muslim women and their rights in Islam were presented followed by the rules of hijab. An overview of Muslim women in the history of Islam of the past and in the current economy was completed. The literature review then discussed the Muslim women in business and concluded with the Muslim women and their role in family businesses. The research methodology and research design literature lead to a qualitative research strategy being adopted to determine the role of Muslim women in family businesses. A questionnaire was designed and participants from the local Muslim business community who live in Port Elizabeth were approached to participate in the research treatise. The participants were initially contacted telephonically followed by an interview session where the questionnaire was used as a guide to the interview. The main purpose of the structured questionnaire was to determine sufficient data for adequate analysis of the research problem. The data were analysed and recommendations were made to address the primary research objective. The findings presented highlighted the role of Muslim women in family businesses. During the research further opportunities for research were presented, particularly to determine the impact of the Muslim daughter in family business is recommended for future research.
- Full Text:
- Date Issued: 2012
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